Missouri Casino Loss Limit

• Missouri Casino Loss Limits
• Missouri Casino Loss Limitation
• Missouri Casino Loss Limit Rules
• Missouri Casino Loss Limitations

Missouri’s $500 loss limit is officially history. Loss limit repeal effective today at Missouri casinos The Wichita Eagle. List of casinos in the U.S. State of Missouri; Casino City County State District Type Comments Ameristar: St. Charles: Missouri: Ameristar: Kansas City: Clay: Missouri: Argosy Casino Riverside: Riverside: Platte: Missouri: Formerly Argosy V Casino KC: Kansas City: Jackson: Missouri: Formerly Hilton Flamingo & Isle of Capri Kansas. It appears likely a measure will be on the November election ballot in Missouri that would end the $500 loss limit at Missouri casinos and put a moratorium on the number of casinos in the state.

The “Show Me” state.

Missouri is a state known for being conservative, but it also hosts casinos in most major cities. Casinos are not the only form of legalized gambling in the state. There is also a lottery.

Online gambling does not seem to be a welcome advancement of one of the state’s largest industries. Missouri is known as a state involved in online gambling legal disputes. Its attorney general is the originator of a petition among his peers that supports the Restoration of America’s Wire Act, a bill that would prohibit states from legalizing and regulating online gambling. This would improve the stronghold offshore sites hold in the U.S. market.

Missouri Casinos

Missouri is known for its riverboat casinos. These were legalized in 1992 through a statewide referendum. Most games permitted in Nevada are spread in Missouri. This includes slots, video poker, blackjack, craps, roulette, live poker rooms, Three Card Poker, Ultimate Texas Hold’em, baccarat and Pai Gow Poker.

There are 13 licensed casinos in the state. All are located on either the Missouri or Mississippi Rivers. During the first eight years of gaming operations in Missouri, boats were required to theoretically leave the dock once every two hours. This often meant nothing more than the doors being locked to prevent guests from coming or going. A change in law in 2000 did away with this policy. When that went into effect, patrons were permitted to come and go as they wished.

There was a practice that was left over from the days of leaving the dock. Missouri kept its loss limit from the old days. A player was not permitted to lose more than $500 during a set two-hour period. A day started at midnight and every two hours the clock would reset on the gambler’s losses. This caused many odd situations in Missouri casinos.

Poker players had to manage bankrolls properly to accommodate the odd loss limit requirement. Patrons in the poker room that were serious about the action could not cash in chips as one would normally do. The loss limit only applied to the amount of chips that could be sold at the table. Poker players could rat-hole chips from previous sessions and introduce them to the game once the $500 loss limit was achieved. Table game players could do the same thing.

A black market was created by chip hoarders. Casino chip sellers would solicit players in casino common areas and in the restrooms. Some charged a markup for converting cash into chips in violation of Missouri law. Players that reached the $500 maximum cash buy-in per theoretical cruise would be refused access to the casino floor.

The situation was universally hated by players and casino employees. Missouri was the last state with such a policy. A statewide ballot initiative sought to do away with the $500 casino loss limit every two hours. It passed in November 2008. Loss limits have since been eliminated in Missouri.

Missouri Lottery

Missouri voters approved a constitutional amendment to create a state lottery in 1985. It was the first form of legalized gambling in the state. The Missouri Lottery sells scratch-offs, lotto tickets and pull tabs. There is also a keno game that draws new numbers every four minutes most hours of the day. Keno tickets are most often sold in bars and bowling alleys.

Missouri Online Gambling

The only form of online gambling that may be legal is daily fantasy sports. DraftKings and FanDuel operate in Missouri, but may be doing so at their own risk. The state’s attorney general is currently investigating the activity to determine whether it violates state law. There is a bill (SB 1131) pending that would give daily fantasy sports an exemption under Missouri’s gambling laws.

Missouri has a history of being involved in actions that oppose online gambling. The U.S. Attorney’s Office in the Eastern District of Missouri is where the indictment against BetOnSports originated. This involved the arrest of BetOnSports CEO David Carruthers.

Missouri Attorney General Chris Koster is the source of a letter circulating among state attorneys general that supports the federal bill known as Restoration of America’s Wire Act (RAWA). The bill would roll back licensed online gambling, opening the door for illegal offshore sites. It is an odd bill for anyone in law enforcement to support as the only goal of RAWA is to force states out of the online gaming market. This is a dream for companies hoping to operate on a black market without competition.

Missouri online poker, casino and sports players should understand that any site currently accepting players from the state is not licensed. Deposits are not insured or guaranteed. While many sites are legitimate, the risk is something players should consider.

Missouri Bingo

Missouri law permits charities to offer bingo through manual and auto-daubing, but not other electronic means. The same law also allows charitable raffles.

Online gaming works — it’s been licensed in Europe for years, and it’s been licensed in New Jersey, Nevada, and in Delaware. If you are a resident of Missouri, don’t just sit there — make your voice heard.

List of States

Click on the links to see what is the online gambling situation in each of those states.

Missouri didn’t feature any legal forms of gambling until the mid1980s. But
despite their late start, Missouri now offers over a dozen riverboat casinos and
multiple other forms of gambling.

This includes charitable gambling, daily fantasy sports (DFS), horseracing,
poker, and social gambling.

The inclusion of DFS is promising because it’s a form of internet gambling.
But how favorably does Missouri look upon online casinos, poker rooms, and
sports betting sites?

This is one of the biggest questions that we’ll answer while covering
Missouri’s gambling sites and the Missouri gambling laws.

Online Gambling and Missouri Law

Missouri falls in line with many American states in that they’ve haven’t made
an official ruling on internet gambling.

This puts Missouri in a grey area with regard to online gaming. Moreover,
lots of offshore operators serve the Show-Me State.

But is it legal for these offshore casinos and poker sites to serve
Missourians?

Let’s answer this below and discuss whether or not you risk legal action by
gambling online in this state.

Is Online Gambling Legal in Missouri?

No.

While Missouri doesn’t come right out and ban internet gambling, they have
legal language that could make iGaming illegal.

First off, section 572.010 (4) of Missouri’s criminal code provides a
definition of what constitutes gambling:

“When he stakes or risks something of value upon the outcome of a contest of
chance or a future contingent event not under his control or influence, upon an
agreement or understanding that he will receive something of value in the event
of a certain outcome.”

The following excerpt from code 572.030.1 (1) could be used against offshore
operators:

“Setting up and operating a gambling device to the extent that more than one
hundred dollars of money is gambled upon or by means of the device in any one
day, or setting up and operating any slot machine.”

Again, the Show-Me State doesn’t have direct language that bans internet
gambling.

But the above laws are broad and imposing enough that one can assume online
gaming is illegal here.

Will I Get Arrested for Gambling Online in Missouri?

Assuming that the laws described above make internet gambling illegal in
Missouri, then it’s possible that you could be arrested.

The state constitution offers an unforgiving rule on illegal gambling in code
572.020 (1):

“A person commits the crime of gambling if he knowingly engages in gambling.”

You definitely don’t want to get arrested for being a “professional player,”
which is a class D felony. Here’s the definition of a pro gambler from code
572.010 (9):

“… means a player who engages in gambling for a livelihood or who has derived
at least twenty percent of his income in any one year within the past five years
from acting solely as a player.”

Obviously these are alarming laws. In fact, they might scare you away from
trying to be a poker pro or any other type of professional gambler.

But the key to remember is that Missouri has never arrested anybody for the
simple act of gambling online.

Even if their constitution leans towards internet gambling being illegal, the
precedence over the 2+ decades of iGaming’s existence show that you have very
little chance of being busted.

Will Missouri Legalize Internet Gambling?

Missouri Casino Loss Limits

Sooner or later, it’s a good bet that every state will legalize online
gaming. But odds are that Missouri won’t be one of the earliest ones.

For starters, Missiouri hasn’t made any serious efforts to regulate the
activity. Beyond daily fantasy sports, the Show-Me State has been dormant on
iGaming talks.

Another damning point is that former Missouri Attorney General Chris Koster
released the following statement about offshore gaming sites:

“Don’t be fooled by assurances from internet gambling operators that it is
legal to play online in Missouri. It is illegal for out of state gambling
operators to offer internet gambling to Missouri residents.”

While Koster’s statement doesn’t reflect the entire State Legislature, it’s
important because he served up until 2017. And we have yet to hear anything
contradicting Koster’s statement and offering support for iGaming.

Is it Safe to Play at Offshore Gambling Sites?

Missouri may not have the friendliest laws towards online gambling. But this
still doesn’t keep offshore companies from operating in their state.

You’ll have access to a wide range of internet casinos, poker rooms, and
sportsbooks in Missouri. Of course, just because these sites are available
doesn’t mean they’re safe.

The biggest problem is that these companies aren’t licensed in the US.
Instead, they’re licensed in offshore jurisdictions that don’t adhere to
American laws.

Missouri Casino Loss Limitation

Here are a few examples of online licensing jurisdictions that serve the US:

• Antigua & Barbuda
• Costa Rica
• Curacao
• Kahnawake Gaming Commission
• Panama

The standards for licensing requirements and oversight vary based on the
jurisdiction. Here are a couple of examples:

• The Kahnawake Gaming Commission has moderately tough licensing
  standards and provides some oversight.
• Panama has light licensing requirements and does little to nothing to
  solve customer disputes with operators.

Ultimately, it’s up to the site itself to act responsibly and serve their
players well. Going further, you can find safe offshore sites by doing some
research.

How do I Pick the Best Online Casinos?

Below are some tips for finding the best iGaming sites:

• Read Several Reviews

The best place to begin your search for a top-quality gaming site is by reading
reviews. Exercise your best judgement when checking out reviews to make sure
that they’re non-biased.

• Research Customer Complaints

What are other players saying about a particular gaming site? No
online casino or poker room will make every player happy. But if you see
repeated complaints about the same topic, you know to stay clear.

• Look at Bonus Terms & Conditions

The amount of money you must wager to cash out your bonus varies
from site to site. If this info isn’t covered in the reviews you’re reading,
visit the site directly and see what’s required to earn your bonus.

• Check Out the Games

The more variety you have, the more entertained you’ll be long term. That said,
check the games section at a casino or poker site to see their selection.

• Try Games Out for Free

You can take things a step further by playing games for free at the site you’re
interested in. You may need to sign up for an account to play, but the good news
is that it’s free to do so.

• Deposit Methods

Offshore gaming sites don’t always have a lot of deposit options. Visit their
cashier/banking section to see what’s on tap so you can play.

Also On This Page

More Gambling Laws in Missouri

• Casino Games (Legal)
• Sports Betting (Illegal)
• Poker (Legal)
• Racing Betting (Legal)
• Lottery (Legal)
• Bingo (Legal)
• Charitable Gaming (Legal)
• Social Gambling (Illegal)

Casinos: Legal

Missouri voters approved brick-and-mortar casinos through a referendum in
1992. The original legislation had harsh stipulations on casino gambling, which
you can see below:

• Only Riverboat casinos are
  allowed.
• Casino trips limited to
  2-hour cruises.
• Players limited to $500 in
  losses per trip.
• Alcohol can’t be offered as
  a comp.

The 2 hour cruise rule was eliminated just four years later through a 1996
amendment.

But the $500 loss limit remained in effect until 2008. Once the $500 limit
was lifted, it helped Missouri’s gambling industry flourish.

The Show-Me State has 13 casinos that offer a combined 19,200 gaming machines
and 460 table games. You can make bets as low as one cent and as high as $5,000
(thanks to 2008 amendment).

Missouri’s largest casino is Kansas City’s Ameristar Casino Hotel, which
features 2,600 gaming machines and 60 table games. St. Charles Ameristar is
almost the exact same size, with just under 2,600 machines and 60 table games.

It’s worth adding that Missouri doesn’t have any federally recognized tribes,
meaning you won’t find tribal casinos here.

Charitable Gambling: Legal

Charity gambling is legal in the Show-Me State, but there are stipulations
that must be followed. Here are the main standards that charity gaming
organizers must meet:

• Only one charity fundraiser
  per week.
• Be an approved and licensed
  charity (i.e. charitable, fraternal, religious, service, veteran).
• No more than 62 rounds per
  charity gambling session.
• Hosting members must have
  been in organization for over 2 years.
• No member can have a felony
  on their record.
• All proceeds go to
  designated cause.

Missouri Casino Loss Limit Rules

This puts a lot of red tape around the state’s charity gambling. But plenty
of charities have participated in these licensed fundraisers.

In fact, charity bingo alone has sent over $100 million to Missouri’s
educational fund since its inception.

Lottery: Legal

Legalized in 1984, the Missouri Lottery offers a variety of games to players
aged 18 and older. Games offered by the lottery include:

• Check My Tickets
• Club Keno
• Lotto
• Lucky for Life
• Mega Millions
• Pick 3
• Pick 4
• Powerball
• Show Me Cash

Poker: Legal

Missouri features over 100 poker tables throughout the state.

Hollywood Casino St. Louis has the largest poker room with 20 tables.
Ameristar has the second-biggest poker room with 19 tables.

Racing: Legal

Pari-mutuel betting was approved in Missouri in 1984. But laws limit bettors
to simulcast wagering on certain days.

This makes Missouri one of the most-restrictive states when it comes to
pari-mutuel betting.

Social Gambling: Illegal

Another aspect that muddles Missouri’s gambling laws is that of social
gaming.

Based on definitions we covered in the Online Gambling section, it seems like
social gaming would be illegal. After all, we don’t see any exemptions made for
“social” or “private” gambling in the criminal code.

On the other hand, Missouri’s constitution exempts a “player” from several
instances. Also, section 572.010 (8) offers the following excerpt:

“A person who gambles at a social game of chance on equal terms with the
other participants therein does not otherwise render material assistance to the
establishment, conduct or operation thereof by performing, without fee or
remuneration, acts directed toward the arrangement or facilitation of the game,
such as inviting persons to play, permitting the use of premises therefor and
supplying cards or other equipment used therein.”

This suggests that social gaming is legal as long as the host isn’t profiting
from a house edge, rake, or selling food/liquor.

Gambling Venues in Missouri

As covered before, Missouri has 13 riverboat casinos. The largest ones
include Ameristar Kansas City, Ameristar St. Charles Casino, and Harrah’s
Casino.

Just like neighboring Illinois and Iowa, Missouri’s casinos must be dockside.

This is limiting because it confines these casinos to the Missouri and
Mississippi Rivers. But the good news is that the Show-Me State got rid of
hampering rules like a $500-daily-loss limit and 2-hour cruises.

Now,Missouri casinos can benefit much more from this lucrative market. You
can see more info on a few of these casinos below.

1) Ameristar Casino Kansas City

3200 North Ameristar Drive, Kansas City, MO 64161

2) Ameristar Casino St. Charles

1 Ameristar Blvd, St Charles, MO 63301

3) Harrah’s Kansas City

1 Riverboat Dr, North Kansas City, MO 64116

4) Hollywood Casino St. Louis

777 Casino Center Dr, Maryland Heights, MO 63043

5) Isle Casino

777 N. Main St., Cape Girardeau, MO, 63701

6) Isle of Capri Kansas City

1800 Front St, Kansas City, MO 64120

7) Lady Luck Casino

777 E 3rd St, Caruthersville, MO 63830

8) Mark Twain Casino

104 Pierce St, La Grange, MO 63448

History of Gambling in Missouri

Like other states along the Mississippi River, Missouri has a history of
riverboat gambling. Nevertheless, they didn’t take any action towards legalized
gambling until 1984 – when they approved a lottery.

By 1992, they legalized riverboat casinos, becoming one of the first
Midwestern states to offer casino gambling. Since then, the Show-Me State has
seen its casino industry become more and more significant over the years.

Unfortunately, Missouri’s history doesn’t include much discussion on internet
gambling. In fact, they’ve actually taken legal action against iGaming
operators.

This makes us wonder how long it will be before they seriously consider
regulating the activity.

The good news, though, is that they’ve made some progress by legalizing daily
fantasy sports. Let’s look at this gambling milestone and others in Missouri’s
history below.

Voters approve constitutional change that allows for a lottery and the Missouri State Lottery Commission.

Missouri begins holding horse races at the state fair.

Voters approve constitutional amendment for raffles.

Missouri Casino Loss Limitations

Missouri voters are in favor of constitutional amendment that allows riverboat casinos. The Missouri Gaming Commission is created the same year.

Casinos successfully push for baccarat, blackjack, poker, roulette, and slot machines.

State takes legal action against Pennsylvania’s Interactive Gaming & Communications for selling online lottery tickets.

Missouri takes legal action against California’s Marc Meghrouni and Scott Shaver for running an offshore casino and serving Missourians.

Voters approve Proposition A, which raises gambling tax rate, limits the number of casinos, bans casino loss limits and sees educational fund created out of gambling taxes.

US Attorney’s Office in Western Missouri indicts online gaming operators.

State legalizes and regulates daily fantasy sports.

Missouri FAQs

Missouri doesn’t have the clearest laws on internet gambling. We’re convinced
that they deem the activity legal, but they’ve never arrested anybody for
gambling online.

In any case, this presents a number of questions for those interested in
playing online casino games and poker in Missouri. Let’s cover some of the
most-common questions below.

Are Daily Fantasy Sports Legal in Missouri?

Yes.

Governor Jay Nixon helped draft the state’s daily fantasy sports legislation.
This is the first time that a sitting governor actually helped write a DFS bill.

Some worried that the legislation wouldn’t pass the State House. But it did
in May 2016, then moved to Nixon’s desk for a final signature the following
month.

Stipulations of Missouri’s DFS bill include:

• Missouri Gaming Commission governs the state’s DFS industry.
• Operators pay an annual licensing fee worth $10,000, or 10% of their net revenue if this amount is less.
• Operators must pay a one-time $50,000 fee for the MGC to investigate their business.
• 11.5% tax rate, which is higher than other states.
• No DFS for collegiate sports.
• High-volume players are labeled on their profile photo.

It’s great that Missouri has taken the steps to legalize DFS. But we wish
that they would take the same initiative with online gambling in general because
this could also make the state a lot of money.

Has Missouri Ever Busted Online Gambling Sites?

Yes, but the operators were living on US soil in both cases.

In 1997, the Missouri Attorney General filed a civil injunction against the
Pennsylvania-based Interactive Gaming & Communications. The AG charged that
Interactive Gaming was selling online lottery tickets to Missourians.

The owners pleaded guilty to promoting gambling and were ordered to pay a
$27,500 fine to Missouri.

In 2000, the state indicted Marc Meghrouni and Scott Shaver, who owned the
Curacao-based Paradise Casino.

The California natives pleaded guilty to tax fraud, money laundering, and
violating the Wager Wire Act. Shaver and Meghrouni agreed to forfeit a $1
million condo in Orange County and a Lamborghini as part of the settlement.

As you can see, the Show-Me State isn’t afraid to prosecute online gambling
sites. But in both cases, these companies were based in America.

That said, we don’t see them pursuing any offshore sites where the owners
live outside the US.

Is It Illegal to Gamble on My Smartphone?

Missouri has a broad definition of gambling devices that covers lots of
ground. Here’s how code 572.010 (5) describes a gambling device:

“…means any device, machine, paraphernalia or equipment that is used or
usable in the playing phases of any gambling activity, whether that activity
consists of gambling between persons or gambling by a person with a machine.”

The first part of this can cover a smartphone, tablet, or computer. And if
Missouri really wanted to make a case out of a smartphone gambler, they could
through section 572.010 (5).

But there’s almost no chance of this happening.

As discussed before, Missouri has never taken legal action against an online
gambler. And until they legalize the activity, we don’t see this happening in
the near future.

Why doesn’t Missouri Legalize Online Gaming?

So far, the only states that have legalized and regulated internet gambling
include Delaware, Nevada, and New Jersey.

Nevada and New Jersey legalized the activity because they’re both big casino
destinations that wanted to be at the iGaming forefront. Delaware is also a
fairly large gaming destination for its size (945.6k residents), given that they
have 3 racinos.

Missouri is located near states that have legalized DFS, so it makes sense
that they’ve done the same. But Illinois and Iowa are the only neighbors that
have seriously considered online gambling legislation – but neither have
legalized the activity.

With no local peers regulating iGaming and no serious pushes in Missouri, we
don’t see them legalizing internet gambling for a long time.

Additional Resources

Here’s a look at more resources that you can use to learn about Missouri’s
gambling laws, as well as other topics pertaining to the matter.

The MGC enforces gambling laws and oversees the state’s gaming industry.
Their website offers FAQs and laws on social and charitable gaming.

This page shows all of the updates to Missouri’s gambling codes. You’ll find
a helpful search tool here that allows you to look up different topics.

The Missouri Lottery Commission handles all 9 lottery games for the state and
makes payouts to winners.

The Future & Your Views

Missouri isn’t anywhere close to legalizing and regulating online gambling.
In fact, their laws and previous legal actions against operators suggest that
they frown upon the activity.

But the good news is that they don’t seem to care about their residents
playing online casino games and poker. We can’t find one arrest record for an
online gambler in the state.

Missouri is enthused about daily fantasy sports, becoming the sixth state to
legalize the activity in 2016.

We wish they’d share the same enthusiasm about online gambling as a whole,
but at least they’ve legalized one form of iGaming.

Unfortunately, it’ll be years before Missouri regulates internet gambling. No
serious discussions have taken place on the matter, and no neighboring states
have legalized the activity.

Maybe if Illinois or Iowa regulates iGaming, the dominoes will start to fall
into place in the Midwest. But until then, Missouri remains a grey area filled
with offshore gaming sites.